All the best calls in the field of agriculture to which you can participate in order to receive a non -repayable loan for both new activities and those already started. In particular we will provide you with all the useful information regarding both the European calls for Italy and the regional ones.
Agriculture funding 2019: European and regional calls for non-repayable loans
If you are looking for funding for your business in the agricultural sector, the opportunity not to be missed is that of non -repayable loans. Like every year, for this 2019 there are several active European calls to which we can participate to get the money we need at much better conditions than those that can be offered by a bank. In fact, non-repayable loans are loans for which reimbursement will not be necessary. This is possible thanks to European contributions for Italy, in addition to the contributions of the Italian State directly managed by the various regions. Usually it is only a part of the amount that we will borrow, according to the announcement in which we participate. In any case, even for the percentage of the loan that we will have to repay, there will be facilitated conditions.
For this reason we present the best European and regional calls to which you can participate in obtaining the loan you need for your agricultural activity. The first very interesting opportunity is represented by the Inail call, which allows you to receive a non-repayable loan equal to 65% of the eligible expenses that we have to face. Regarding the agricultural sector, the maximum amount that we can receive will be € 15,000. Eligible expenses are of a different kind and include, for example, the purchase of plant, machinery and equipment. In addition, all furnishings and costs can be financed to reduce the risks of accidents and health problems for employees of the company, such as the removal of Eternit. The minimum expenditure that we will have to present will be 8,000 euros, which corresponds to a non-repayable loan of 5,000 euros. This call is aimed at residents in any region of Italy.
Another excellent opportunity is instead addressed exclusively to residents in Lazio. The companies that can participate in this regional call are those who work in a specific sector of agriculture, which is that of aquaculture. The Lazio Region call for proposals ” to promote the sustainable use of resources ” offers grants to cover eligible expenses. These include investments to reduce the negative impact on the environment or to accentuate the positive effects of a certain activity. They accept investments to reduce the impact of aquaculture enterprises on the use and quality of water, especially by reducing the amount of water and chemicals used, and improving the quality of outgoing waters, thanks to systems of multivision aquaculture. Finally, with the aim of minimizing the use of water, the promotion of closed loop aquaculture systems. As already mentioned, the most interesting projects will be financed with non-repayable loans. For this reason it is important to present valid projects, showing excellent knowledge of the problems considered and presenting possible valid solutions.
Facilitated and zero-interest loans for agriculture: active tenders
We have seen the best non-repayable loans for agriculture. There are also different European and regional subsidized loans that allow us to obtain the money we need for our business on extremely convenient terms. So let’s see what are the main alternatives to non-repayable loans that we presented in the previous paragraphs. One of the active calls is for start-ups operating in various sectors, including agriculture. In this case we will not be able to receive a non-repayable loan, but we will be able to benefit from a subsidized interest rate compared to the one applied by banks and financial institutions. Another very important feature that differentiates this form of financing for example from mortgages and personal loans is at the time of the request it will not be necessary to present real guarantees, given that our “guarantee” will be the project we are going to present.
Beneficiaries of low-interest micro-credit are all those interested in starting a self-employment or micro – enterprise activity. Participating in this call is possible to receive up to 25,000 euros. This sum can also reach € 35,000 if we choose the fractional payment of the amount. Also in this case, before proceeding with the request, it is good to take a look at the eligible expenses and for which we can therefore receive the desired financing. As stated in the notice itself, the expenses for the purchase of goods and raw materials necessary for the production of goods and the provision of services by our company are allowed. The remuneration of new employees or members is also considered an eligible expense, as well as the payment of training courses both for themselves (in the case where the applicant is a self-employed person) and for their employees.
Another form of subsidized loan is the zero-interest loan, which therefore provides for the repayment of the sum that will be paid to us but without the payment of interest. The announcement that will allow us to obtain this special treatment takes the name of ” Smart & Start “, and is addressed to Start Up. This solution is aimed at residents in all regions of Italy, and allows to receive a zero rate loan for 80% of eligible expenses. It is also possible to receive a non -repayable loan equal to 20% of the total financing received. Holders of businesses registered in the Business Register as “Innovative Startups” operating in the agricultural sector can participate in the tender. Eligible expenses include the purchase of machinery, plant, technological equipment and both hardware and software components (eg payment of licenses for the use of programs). Furthermore, expenses for the management of employees (payment of salaries and training courses) and leasing fees can be financed. It is good to specify how the expenses must be incurred after the submission of the application and within two years from the signing of the contract.